About CalcFire
Our Mission
At CalcFire, we believe that everyone deserves to understand their financial standing and have the tools to make educated decisions about their future. Our mission is simple: empower people to take control of their financial lives and work towards the goal of financial independence—and yes, even early retirement.
Why We Built This
The path to financial independence can feel overwhelming. Between complex investment vehicles, confusing tax rules, and countless "expert" opinions, it's easy to get lost. We created CalcFire to cut through the noise and provide clear, actionable insights into your financial journey.
Whether you're just starting to save or you're years into your FIRE journey, our calculators help you visualize your progress, understand the impact of your decisions, and stay motivated on your path to freedom.
What We Believe
- Financial literacy is for everyone. You shouldn't need a finance degree to understand your own money.
- Knowledge is power. When you understand compound growth, tax-advantaged accounts, and withdrawal strategies, you can make better decisions.
- Early retirement is achievable. With the right planning and discipline, financial independence isn't just for the wealthy—it's possible for anyone willing to take control.
- Privacy matters. Your financial data stays in your browser. We don't store, track, or sell your information.
Our Tools
CalcFire offers free, comprehensive calculators designed to help you:
- Project your investment growth across multiple account types (401k, Roth IRA, HSA, brokerage)
- Understand the power of compound interest over time
- Plan your withdrawal strategy for retirement
- Analyze historical S&P 500 performance to set realistic expectations
- Visualize different scenarios and make informed decisions
The FIRE Movement
FIRE stands for Financial Independence, Retire Early. It's a lifestyle movement dedicated to achieving financial freedom through intentional saving, investing, and spending. The goal isn't necessarily to stop working forever—it's to reach a point where work becomes optional, and you have the freedom to choose how you spend your time.
Whether your FIRE number is $500,000 or $5,000,000, the principles remain the same: live below your means, invest consistently, and let compound growth work its magic over time.
Get Started
Ready to see where you stand? Head over to our FIRE Calculator and start planning your path to financial independence today. It's free, private, and takes just a few minutes to get your personalized projections.
Have questions or feedback? We'd love to hear from you. Visit our Contact page to get in touch.